Colendi project is a credit scoring system that can leverage new sources of information about borrowers to assess creditworthiness in addition to traditional measures. This technology creates financing opportunities to new markets of underserved individuals and businesses. This is accomplished by evaluating complementary and distributed data segments of a user with the help of machine learning based credit scoring technologies. Early in the project, it was already apparent that there existed common data paradigms for storage and evaluation of data sources, which could be implemented across seemingly disparate data streams sharing specific underlying properties.
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